You are treated as if you were in the country in question. In general, these agreements apply to British nationals living in the United Kingdom. If you are not a British national, you can still be insured for an inexpensive or free treatment if you normally live in the UK. Note: Reciprocal health agreements with the following countries were denounced in 2016: New Zealand and Australia have a mutual health agreement, meaning that New Zealand citizens travelling to Australia are eligible for a visit to Australia. The mutual health agreement includes necessary medical treatment. The necessary medical treatment is any illness or injury that occurs while you are in Australia and requires treatment before returning home. New Zealand has mutual health agreements with Australia and the United Kingdom (United Kingdom). At any time, some services may be funded by public funds for those covered by the agreements. These services can be funded to the same extent as for a national of the country they are visiting or staying temporarily. If you are retired in the UK and live in Gibraltar, the Gibraltar authorities will offer you the same medical services as a citizen of Gibraltar. You don`t have to pay insurance premiums, but you have to pay a prescription fee. There are a number of services that are not publicly funded, and these are different from country to country. Since none of the reciprocal agreements offer full coverage, travellers should purchase comprehensive travel insurance, including health insurance.
UK citizens may also be entitled to other publicly funded services under other criteria. For example, if they have a work visa that, with another previous visa, allows them to stay in New Zealand without interruption for two years or more (i.e. they need maternity services and have an eligible partner). Here`s a look at countries that currently have mutual agreement and claims: If you`re looking for Overseas Student Health Cover, you can compare policy options with our interactive tool here. We also recommend that you purchase appropriate insurance coverage for the duration of your trip.